# www.equipifi.com

> AI-optimized mirror of www.equipifi.com containing 50 pages totalling 30,638 words of clean markdown content, structured data, and semantic HTML. Original source: https://www.equipifi.com/. Last updated: 2026-04-25T20:00:57.982Z.

Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG).

## Homepage

- [site-root.html](/site-root.html) (1 words)

## Articles & Blog Posts

- [Regulatory Risks of Buy Now Pay Later with Fred Rubin](/blog/regulatory-risks-of-buy-now-pay-later-with-fred-rubin.html): Ask an Expert is hosted by Michelle Wilkinson, who interviews members of our Expert Panel to answer the latest questions on Buy Now, Pay Later (BNPL) (1,685 words)
- [Next Gen Consumer Expectations and Habits for Flexible Spending](/blog/next-gen-consumer-expectations-and-habits-for-flexible-spending.html): This article does a deep dive into why BNPL is so attractive for next gen users, why their interest matters, and what financial institutions can be doing with these findings. (1,324 words)
- [Debit Card BNPL vs. Credit Card BNPL](/blog/debit-card-bnpl-vs-credit-card-bnpl/index.html): BNPL is a powerful tool to drive engagement, loyalty, and acquisition. If it is possible to launch BNPL on all your payment products, it’s worth doing. (891 words)
- [Understanding BNPL and Creditworthiness (ft. TransUnion)](/blog/understanding-bnpl-and-creditworthiness-ft-transunion.html): Equipifi’s SVP of Marketing Jazzy Zhu and Laura Eufrasio, Director of Consumer Lending at TransUnion®, discuss how BNPL relates to creditworthiness.  (1,374 words)
- [BluPeak Credit Union Launches Innovative BNPL Solution, First in San Diego](/press-releases/blupeak-credit-union-launches-innovative-bnpl-solution.html): BluPeak Credit Union (BluPeak) is proud to announce an innovative Buy Now, Pay Later (BNPL) solution to its digital banking suite. (656 words)
- [_Mar. 29, 2024_ _|_       _[BNPL](https://www.equipifi.com/blog/topic/bnpl)_ 5 Regulatory Considerations for Software Enabled BNPL](/blog/5-regulatory-considerations-for-software-enabled-bnpl.html): How should financial institutions think about compliance when issuing BNPL loans in the form of software enabled underwriting? (731 words)
- [_Apr. 18, 2023_ _|_ SWBC and equipifi Partner to Bring Debit Card BNPL to Financial Institutions](/press-releases/swbc-and-equipifi-partner-to-bring-debit-card-bnpl-to-financial-institutions.html): equipifi, a fintech company providing banks and credit unions with a white label Buy Now, Pay Later (BNPL) solution, announced its partnership with SWBC, an international financial services company.  (609 words)
- [Sep. 1, 2023 | [BNPL](https://www.equipifi.com/blog/topic/bnpl) 4 Questions Credit Unions Ask About Buy Now, Pay Later](/blog/4-questions-credit-unions-ask-about-bnpl/index.html): equipifi recaps their most frequently asked questions from the Insights and Innovation Buy Now, Pay Later Digital Forum hosted last month (876 words)
- [The End of FOMO for Buy Now, Pay Later](/blog/the-end-of-fomo-for-buy-now-pay-later/index.html): These are the costs of being left behind (823 words)
- [Dec. 11, 2024  |](/press-releases/equipifi-and-synergent-announce-partnership/index.html): Credit unions using Synergent to access Jack Henry’s Symitar core processing platform can now easily launch BNPL to elevate member experience (632 words)
- [_Nov. 3, 2021_ _|_ _[BNPL](https://www.equipifi.com/press-releases/topic/bnpl)_ equipifi Announces $3 Million Seed Round Financing](/press-releases/equipifi-announces-3-million-seed-round-financing/index.html): equipifi, a fintech company providing banks and credit unions with a Buy Now, Pay Later (BNPL) solution for their members, announced its launch with $3 million in seed financing. (611 words)
- [Aug. 3, 2022](/blog/us-consumers-are-increasingly-using-bnpl-as-cost-of-living-increases.html): US consumers are increasingly leveraging BNPL as an accessible form of cash flow during emergencies, and now during tighter economic conditions. (768 words)
- [_Mar. 27, 2024_ _|_       _[BNPL](https://www.equipifi.com/blog/topic/bnpl)_ Here’s the Data on BNPL Delinquency and Risk](/blog/heres-the-data-on-bnpl-delinquency-and-risk/index.html): It’s important to assess the risk to financial institutions and cardholders alike when considering a new lending product. So let’s take a look at the data. (619 words)
- [_THE INSIGHTS_ Power your banking experience with data](/product-insights/index.html): Partner with equipifi to leverage usage insights that drive your BNPL and growth strategy (551 words)
- [equipifi Reports Growing Bank BNPL Adoption Prior to Holiday Shopping](/press-releases/equipifi-reports-growing-bank-bnpl-adoption-prior-to-holiday-shopping.html): equipifi, the leading provider of Buy Now, Pay Later (BNPL) solutions for banks and credit unions, reported record-breaking growth in bank-led BNPL adoption and loan activity prior to the holiday season. (630 words)
- [United Heritage Credit Union Partners with equipifi to Launch BNPL](/press-releases/united-heritage-credit-union-partners-with-equipifi-to-launch-bnpl.html): United Heritage Credit Union announced that it has added Buy Now, Pay Later (BNPL) to its suite of online banking products. (641 words)
- [Aug. 15, 2024 | equipifi Unveils Fully Hybrid Agenda for Annual BNPL Summit](/press-releases/equipifi-unveils-fully-hybrid-agenda-for-annual-bnpl-summit.html): equipifi, the leading Buy Now, Pay Later (BNPL) platform helping banks and credit unions bring financial flexibility to their account holders, released the agenda for its annual event today.  (616 words)
- [equipifi Wins The Integrator Cobalt Award at Jack Henry Connect](/press/index.html): Stay up to date on all the latest equipifi news (195 words)
- [_Sep. 7, 2023_ _|_       _[BNPL](https://www.equipifi.com/blog/topic/bnpl)_ The Case for BNPL for Credit Unions in 2024](/blog/case-for-bnpl-for-cus-in-2024/index.html): We sat down with our partner FIs to chat about how they launched BNPL for their members, their credit unions’ strategies, and their advice for credit unions exploring BNPL for 2024. 

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- [Arizona Financial Credit Union’s Member-First BNPL](/blog/arizona-financial-credit-unions-member-first-bnpl/index.html): Emelda Baca (SVP of Consumer Lending at Arizona Financial) sat down with Lo Smith (VP of Sales at equipifi) on a webinar to explore the world of credit union BNPL, and to share why Arizona Financial invested in an in-house BNPL solution. (731 words)
- [Increase account holder engagement](/increase-accountholder-engagement/index.html): When available through digital banking, account holders can access financial flexibility wherever they incur expenses, positioning banks and credit unions at all financial moments that matter. (508 words)
- [5 Common BNPL Myths Busted this Cyber Monday](/blog/5-common-bnpl-myths-busted-this-cyber-monday/index.html): Buy Now, Pay Later (BNPL) usage is at an all-time high, and the stats from Black Friday and Cyber Monday tell a compelling story of its staggering growth. (819 words)
- [_May. 23, 2022_ _|_ Fintech Startup equipifi Raises $12 Million to Power Financial Institutions with Buy Now, Pay Later](/press-releases/fintech-startup-equipifi-raises-12-million-to-power-financial-institutions-with-buy-now-pay-later.html): equipifi, a fintech company providing banks and credit unions with a Buy Now, Pay Later (BNPL) solution, completed a $12 million Series A funding round led by Curql Collective via Curql Fund and PHX Ventures. (724 words)
- [Dec. 13, 2023 | equipifi Introduces Pay-in-4 Option for Debit Card Issuers](/press-releases/equipifi-introduces-pay-in-4-option-for-debit-card-issuers.html): equipifi, a fintech company providing debit card issuers with a white label Buy Now, Pay Later (BNPL) solution, announced today that it will be introducing a Pay-in-4 feature. (498 words)
- [Arizona Financial Elevates Member Experience by Launching Buy Now, Pay Later](/press-releases/arizona-financial-launches-bnpl/index.html): Arizona Financial announced that it has added Buy Now, Pay Later (BNPL) to its suite of online banking products. (659 words)
- [What can banks learn about Coachella's BNPL strategy?](/blog/what-can-banks-learn-about-coachellas-bnpl-strategy.html): Coachella’s BNPL model provides several interesting strategies in driving engagement and increasing customer loyalty (737 words)
- [Suffolk Credit Union Announces Innovative Partnership to Launch Buy Now, Pay Later Service, Elevating Financial Flexibility for Members](/press-releases/suffolk-credit-union-launches-bnpl/index.html): Suffolk Credit Union Announces Innovative Partnership to Launch Buy Now, Pay Later Service, Elevating Financial Flexibility for Members (681 words)
- [Grow deposit relationships](/grow-deposit-relationships/index.html): For debit card issuers, offering BNPL is a strategy to attract and retain accounts, as well as cultivate stronger deposit relationships. (348 words)
- [_Jan. 20, 2026_ _|_       _[BNPL](https://www.equipifi.com/blog/topic/bnpl)_ It’s 2026. Where Is Your BNPL?](/blog/its-2026-where-is-your-bnpl/index.html): By 2026, BNPL has become a mainstream way people buy on credit. The open question now is how financial institutions respond. (699 words)
- [Georgia Heritage FCU Brings Flexible Payment Options to Members with BNPL Solution](/press-releases/georgia-heritage-fcu-brings-flexible-payment-options-to-members-with-bnpl-solution.html): Georgia Heritage Federal Credit Union announced that it has added Buy Now, Pay Later (BNPL) to its suite of online banking products. (647 words)
- [equipifi® Partners with Velera to Bring Debit Card Buy Now, Pay Later to Credit Unions and Their Members](/press-releases/equipifi-partners-with-velera-to-bring-debit-card-buy-now-pay-later-to-credit-unions-and-their-members.html): equipifi®, the leading white-label BNPL platform built for banks and credit unions, announced its partnership with Velera, the nation's premier payments CUSO and integrated financial technology solutions provider. (756 words)
- [Honor Credit Union Launches BNPL to Elevate Digital Banking Experience](/press-releases/honor-credit-union-launches-bnpl-to-elevate-digital-banking-experience.html): Honor Credit Union announced that it has added Buy Now, Pay Later (BNPL) to its suite of online banking products. (535 words)
- [Tools for Financial Stability: Prime Financial Credit Union Introduces "FlexPay Plans"](/press-releases/tools-for-financial-stability-prime-financial-credit-union-introduces-flexpay-plans.html): Prime Financial Credit Union (PFCU) announced the launch of FlexPay Plans, a BNPL solution that gives members transparent, manageable financial flexibility. (650 words)
- [equipifi Announces Integration with Q2's Digital Banking Platform to Offer Buy Now, Pay Later Services for Financial Institutions](/press-releases/equipifi-announces-integration-with-q2s-digital-banking-platform-to-offer-buy-now-pay-later-services-for-financial-institutions.html): equipifi, a fintech company providing banks and credit unions with a white label Buy Now, Pay Later (BNPL) solution, announced its integration with Q2's Digital Banking Platform. (505 words)
- [Service Availability, Service Levels and Customer Support](/service-level-agreement/index.html) (631 words)
- [Ready to get equipified with the best buy now, pay later solution for your members?](/schedule-a-demo-0/index.html): Ready to get equipified with the best buy now, pay later solution for your members? (425 words)
- [Feb. 21, 2023 | [BNPL](https://www.equipifi.com/press-releases/topic/bnpl) equipifi and Associated Credit Union of Texas Partner to Bring Members Buy Now, Pay Later](/press-releases/equipifi-and-associated-credit-union-of-texas-partner-to-bring-members-buy-now-pay-later.html): equipifi, a white label SaaS company powering financial institutions with Buy Now, Pay Later (BNPL) announced that a growing number of credit unions on major banking cores can now offer BNPL to their members. (396 words)
- [Blog post test page (Clone)](/new-test-blog/blogblog-1-test-3/index.html): Test page (60 words)
- [_Jul. 10, 2023_ _|_ equipifi Adds Leading Cybersecurity Expert to Advisory Board](/press-releases/equipifi-adds-leading-cybersecurity-expert-to-advisory-board.html): equipifi, a fintech company providing banks and credit unions with a Buy Now, Pay Later (BNPL) solution, announced that it has added Kyle Starkey to the company's Advisory Board (429 words)
- [equipifi and CUSG announce strategic partnership to bring BNPL capabilities to credit unions nationwide](/press-releases/equipifi-and-cusg-announce-strategic-partnership-to-bring-bnpl-capabilities-to-credit-unions-nationwide.html): equipifi®, the leading BNPL platform for financial institutions, announced a strategic partnership with CUSG, a technology platform company offering solutions in HR technology, marketing technology and financial empowerment.  (667 words)
- [equipifi Raises $12M in Series A Funding to Add BNPL to Banks and Credit Unions](/blog/equipifi-raises-series-a/index.html): equipifi has completed its $12 Million Series A, led by Curql Collective via Curql Fund and PHX Ventures. (511 words)
- [_Apr. 12, 2024_ _|_ Oswego County FCU Launches ‘Buy Now, Pay Later’ Product](/press-releases/oswego-county-fcu-launches-buy-now-pay-later/index.html): Oswego County Federal Credit Union (OCFCU) announced that it has added “Buy Now, Pay Later” (BNPL) to its suite of online banking products.

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- [Pioneer FCU Partners with equipifi to Launch an Elevated In-House BNPL Solution to Members](/press-releases/pioneer-fcu-partners-with-equipifi-to-launch-an-elevated-in-house-bnpl-solution-to-members.html): Pioneer Federal Credit Union has launched its in-house Buy Now, Pay Later (BNPL) solution to elevate its digital banking experience for its members. (604 words)
- [Are financial institutions the rising stars of buy now, pay later?](/blog/how-banks-can-and-will-win-bnpl/index.html): Buy now, pay later fintechs have revolutionized frictionless payments, but are they the best positioned to win in the long run?  (513 words)
- [Blog post test page (Clone)](/new-test-blog/blogblog-1-test-2/index.html): Test page (60 words)
- [So You Want to Offer BNPL. Here’s What Actually Matters.](/blog/index.html): latest information on buy now pay later built by equipifi. enterprise software for banks and credit union, bringing them into the future of payments.  (181 words)
- [Sep. 19, 2022 | Doug Preston Joins equipifi as Head of Strategy](/press-releases/doug-preston-joins-equipifi-as-head-of-strategy/index.html): equipifi, a fintech company providing banks and credit unions with a BNPL solution, announced that Doug Preston will be joining as its Head of Strategy.  (366 words)
- [Blog post test page](/new-test-blog/blogblog-1-test/index.html): Test page (59 words)
- [_Jul. 30, 2024_ _\|_ equipifi Introduces Pre-Purchase to BNPL Platform for Financial Institutions](/press-releases/equipifi-introduces-pre-purchase-to-bnpl-platform-for-financial-institutions.html): equipifi, the leading Buy Now, Pay Later (BNPL) platform for banks and credit unions, has launched Plan Your Purchase, its pre-purchase BNPL solution. (607 words)

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